Paying for your investment properties

Since the mortgage meltdown, it has become harder and harder for Real Estate investors to receive financing through a traditional lending company and many of them have to find additional means to finance their investment properties. Continue reading Paying for your investment properties

Things to consider before you jump into buying your house.

You are graduating from college, you have your first real job in your field of expertise, and you are ready to purchase a home and get out of the apartment you are currently in.

Before you consider looking at homes on the internet, or with a REALTOR, there are several things you should do first. Continue reading Things to consider before you jump into buying your house.

Settles Report for 9/1/2014 to 9/8/2014

Last week we did not publish the Settles Report. We questioned some of the reported numbers that where subsequently corrected, but too late for us to publish the report during that week.

Continue reading Settles Report for 9/1/2014 to 9/8/2014

Things to consider when you and your REALTOR holds an open house

openThe house is listed. It is online with the MLS and various other websites. The sign and informational box is in the yard. You are planning for your open house. Continue reading Things to consider when you and your REALTOR holds an open house

Buying a home in a College town

movingMany families have High School Seniors who graduated and are now leaving for their first year to college. To save money on room and board some of the parents decided to buy a second home for their student to live in and later to use as potential rental.

Continue reading Buying a home in a College town

Student loans are affecting home buyers

budgetEver since the mortgage rule changes that went into effect in 2009, a small but ever growing title wave has been building. Individuals who lost their jobs during the downtrend of the market and decided to go back to school to earn a different degree, or updating their personal education, to put them into a better position for a better paying job. They are not only facing an ever tighter job market but also have put themselves financially behind the 8 ball when it comes to being able to qualify for a mortgage.

Continue reading Student loans are affecting home buyers

New rules that go into effect January 21st 2015 that will affect FHA loans

lawSince the housing crash we have witnessed more and more rule and regulation changes that affect the way loans are written. Making changes and adjustments to current rules, and writing new rules, has not slowed and I don’t see them slowing down anytime soon. The new changes that will go into effect in 2015 will not affect your current FHA loan unless you refinance. Continue reading New rules that go into effect January 21st 2015 that will affect FHA loans